10 Tips to Set Empowering Goals and Achieve Them

Do you set goals and fail to reach them? Don’t worry because Scranton University has shown a study that as high as 92% of people who set New Year resolutions fail to achieve them. Thus, you are not alone.

It is very common for people to set their goals and then forget about them. They thought that goal setting is a one-time thing. They write down their goals once and then never bother to do anything about them.

Here’s what you need to know, goal setting is a continuous work, and you have to do it every day if you want to join the 8% group who achieve their goals.

Below are the 10 tips that can help you set empowering goals and accomplish them:

1. Put down your goals into writing

I know you have read this a gazillion time, so take this as a reminder. When you write down your goals, you are making it more tangible and telling yourself that it is something important to achieve in your life. More importantly, you will activate the Law of Attraction by creating an intention for what you desire to accomplish.

2. Practice daily goal setting

To make it more powerful, write your top 10 goals every single day. Once you get up early in the morning, the first thing you should do before you start your day is to write down your goals. Brian Tracy, the best-selling author and success coach, did this every day, and this habit has transformed his life forever.

“Setting goals is the firststep in turning the

invisible into the visible.”

– Tony Robbins

3. Visualize the achievement of your goals

Do you know that professional athletes visualize their winnings constantly? It is difficult to go through your everyday life without being distracted. Therefore, you visualize your goals as being accomplished to keep yourself focused and motivated.

Visualization is one of the most powerful techniques you can use to boost your mental ability to reach for what you want. When you visualize the achievement of your goal, you will feel good about it. And when you feel good, you will want to take action and make your goal a reality.

4. Create a scoreboard

What do you need to do if you want to lose weight? The first step is to weigh yourself. You need to know where you are to formulate a plan to reach your goals. Most people never do this, and they wonder why they are not making progress. When you watch football or a basketball game, what do you look at the first thing? The scoreboard, why? The answer is simple; the scoreboard tells you the score, which game it is, who is winning and how much time is left. And this is what you need for your goals too.

5. Review your goals daily or weekly

You have to review your goals every day or do it at least every week. If you did not review your goals and your results, you would never know if you are making progress or if you are on the right track. You want to know if your effort is giving you the result you desire. If you are not producing the result, you either have to improve your strategy, or you have to work harder on it.

6. Practice the ‘Big 5′

What you need to do is to take five small steps that will lead you toward your goals each day. The steps can be as small as sending an email or making a phone call. Whatever you do, you must make sure you are taking action and moving toward your goals.

Most people fail here because they get distracted and never do anything about their goals. They say that they want to build an online business, but once they got back from work, all they do is watch TV or waste time surfing the internet mindlessly. The action is the bridge that connects your dream and your reality. If you want to achieve your goals and make your dreams a reality, take action.

7. Focus on the progress

Goal setting is important, but so is the progress. Most people fail to realize that it is the progress that gets them what they want, not their goals. Success is a journey, not a destination. If you want to lose weight, you must exercise. In this case, losing weight is your goal; exercise, workout and hitting the gym are the progress. So focus on the progress because the progress will get you what you want. The goal is just the result.

8. Build a productive habit

Once you understand that it is the progress that gets you moving, you have to turn it into your habit. Make it your habit to exercise and workout. If your goal is to write a book, focus on writing 500 words or 1000 words a day and then turn it into your habit.

What matters most is you are moving forward each day. We tend to overestimate ourselves at times, and whenever we fail to reach our goals, we feel like a failure. Thus, to prevent the inferior feeling, you must develop a productive habit that will keep you going no matter what happen.

9. Improve yourself

One important key to increasing the probability to achieving your goals is to improve yourself constantly. You want to learn better strategies and develop better plans to reach your goals effectively. This is why you need to read and learn constantly. Commit and spend at least 30 minutes to read books every day. Attend seminars and learn from other successful people as well.

“To improve is to change; to be perfect is to change often.” – Winston Churchill 

10. Persist until you reach it

Never give up and never quit. Always remember this, a quitter will never win, and a winner will never quit. Do whatever it takes to reach your goals and never get distracted along the journey.

By Shawn Lim 

What tips would you give to help with goal setting? Leave your thoughts below!

The Importance of Marketing for the Success of a Business

The heart of your business success lies in its marketing.

Most aspects of your business depend on successful marketing. The overall marketing umbrella covers advertising, public relations, promotions and sales. Marketing is a process by which a product or service is introduced and promoted to potential customers. Without marketing, your business may offer the best products or services in your industry, but none of your potential customers would know about it. Without marketing, sales may crash and companies may have to close.

Getting Word Out
For a business to succeed, the product or service it provides must be known to potential buyers. Unless your business is known in the community and have communication with your customers readily available, you have to use marketing strategies to create product or service awareness. Without marketing, your potential customers may never be aware of your business offerings and your business may not be given the opportunity to progress and succeed. Using marketing to promote your product, service and company provides your business with a chance of being discovered by prospective customers.

Higher Sales
Once your product, service or company gets on the radar screen of your prospects, it increases your chances that consumers will make a purchase. As awareness becomes a reality, it is also the point where new customers start to spread the word, telling friends and family about this amazing new product they discovered. Your sales will steadily increase as the word spreads. Without employing marketing strategies, these sales may not have ever happened; without sales, a company cannot succeed.

Company Reputation
The success of a company often rests on a solid reputation. Marketing builds brand name recognition or product recall with a company. When a company reaches the high expectations of the public, its reputation stands on firmer ground. As your reputation grows, the business expands and sales increase. The reputation of your company is built through active participation in community programs, effective communication--externally and externally--and quality products or services, which are created or supported by marketing efforts.

Healthy Competition
Marketing also fosters an environment in the marketplace for healthy completion. Marketing efforts get the word out on pricing of products and services, which not only reaches the intended consumers, but also reaches other companies competing for the consumers’ business. As opposed to companies that have a monopoly on products and services that can charge almost any price, marketing helps keep pricing competitive for a business to try to win over consumers before its competition does. Without competition, well known companies would continue to sell while lesser known companies or new companies would stand little chance of ever becoming successful. Marketing facilitates the healthy competition that allows small businesses and new businesses to be successful enter and grow in the marketplace.

Considerations
Although marketing is hugely important for a business to succeed, it can also be very expensive. In its first year, a company might spend as much as half of its sales on marketing programs. After the first year, a marketing budget can reach as much as 30 percent--sometimes more--of the annual sales. A marketing program that gives your company the best chance is a healthy mix of different forms of marketing, such as website development, public relations, print and broadcast advertising, design and printing for all print materials, trade shows and other special events.

By: Chef Bilal jamal Eddine
What do you think? Are you marketing your business enough? share with us your experience!

There is only one success - to be able to spend your life in your own way. "Christopher Morely"

Stephen Covey Video on Choosing Success

Start by Starting....Now!




Start by one little simple action..this is the beginning! Don't you agree?

How Complaining Rewires Your Brain for Negativity

Why should we stop being negative?

Research shows that most people complain once a minute during a typical conversation. Complaining is tempting because it feels good, but like many other things that are enjoyable -- such as smoking or eating a pound of bacon for breakfast -- complaining isn’t good for you. Your brain loves efficiency and doesn’t like to work any harder than it has to. When you repeat a behavior, such as complaining, your neurons branch out to each other to ease the flow of information. This makes it much easier to repeat that behavior in the future -- so easy, in fact, that you might not even realize you’re doing it.

You can’t blame your brain. Who’d want to build a temporary bridge every time you need to cross a river? It makes a lot more sense to construct a permanent bridge. So, your neurons grow closer together, and the connections between them become more permanent. Scientists like to describe this process as, “Neurons that fire together, wire together.”

Repeated complaining rewires your brain to make future complaining more likely. Over time, you find it’s easier to be negative than to be positive, regardless of what’s happening around you. Complaining becomes your default behavior, which changes how people perceive you. And here’s the kicker: complaining damages other areas of your brain as well. Research from Stanford University has shown that complaining shrinks the hippocampus -- an area of the brain that’s critical to problem solving and intelligent thought. Damage to the hippocampus is scary, especially when you consider that it’s one of the primary brain areas destroyed by Alzheimer’s.

Complaining is also bad for your health

While it’s not an exaggeration to say that complaining leads to brain damage, it doesn’t stop there. When you complain, your body releases the stress hormone cortisol. Cortisol shifts you into fight-or-flight mode, directing oxygen, blood and energy away from everything but the systems that are essential to immediate survival. One effect of cortisol, for example, is to raise your blood pressure and blood sugar so that you’ll be prepared to either escape or defend yourself. All the extra cortisol released by frequent complaining impairs your immune system and makes you more susceptible to high cholesterol, diabetes, heart disease and obesity. It even makes the brain more vulnerable to strokes.

The solution to complaining

There are two things you can do when you feel the need to complain. One is to cultivate an attitude of gratitude. That is, when you feel like complaining, shift your attention to something that you’re grateful for. Taking time to contemplate what you’re grateful for isn’t merely the right thing to do; it reduces the stress hormone cortisol by 23%. Research conducted at the University of California, Davis, found that people who worked daily to cultivate an attitude of gratitude experienced improved mood and energy and substantially less anxiety due to lower cortisol levels. Any time you experience negative or pessimistic thoughts, use this as a cue to shift gears and to think about something positive. In time, a positive attitude will become a way of life.

BY: TRAVIS BRADBERRY

Co-author of Emotional Intelligence 2.0 and President at Talent Smart

Spending Happily While Achieving Financial Empowerment

How to Spend Happily and Still Get Ahead 

By: Sharon Lechter

The formula to creating abundance, not scarcity, in our lives starts with planning to spend. In fact, when we focus instead on a budget, it may seem like we need to be doing the opposite: planning to spend. The reality is that we are bound to spend money. Some expenses are essential for living — others are lifestyle preferences. The point is it is essential to have a plan for your money so you will have a plan for your future freedom.

The word “budget” is such a negative word. Just saying it, or writing it, validates a mindset of scarcity. In fact, the adjective form of the word “budget” means “inexpensive,” like “budget condo.” So let’s replace the phrase “create a budget” with “create a spending plan!” Most of us love to spend.

At the end of the day, we are all either masters of our money or slaves to our money! And the formula for becoming a master of your money is to have a plan on how you are going to spend your money with an eye on your financial future.

Creating a Spending Plan

A spending plan takes into account how you are going to use the money coming in (income that you make) to cover your money going out (expenses) and allows you to create a plan for what you are going to do with the money left over. It is a road map that will keep you on track financially. Just as a map would help us get from point A to point B using the fastest, most direct route, planning how we spend our money provides the same financial superhighway.

Get started by following these steps to creating a spending plan:

1. Track Your Money: How much have you historically made in income and spent on your expenses?
2. Create Categories: What are your different sources of income and expenses?
3. Assign Amounts: How much do you need to plan to cover your needed spending for each category?
4. Implement: Put your plan into place.
5. Evaluate and Adjust: Are there categories that you need to adjust?

Track Your Money

During this step, be sure to include all sources of income and expenses as accurately as possible. For all your income sources, check your tax returns as a place to start as well as looking at deposits into your bank account. Then, look at your bank statements and credit cards to see how you spent your money.

This is where credit cards can be very helpful. They help you keep track of how much you are spending, and are easy to analyze each month. As long as you pay them off each month to avoid costly interest charges, credit cards are a fabulous method to help you keep track of where your money is going. Credit cards can be great tools and earn you great loyalty rewards as well! I love my credit cards!

Your expenses will fall into one of two types: fixed or variable.

As the name implies, a fixed expense is consistent over time. An expense is fixed if it requires payment on a recurring basis, is difficult to change the amount of or is a contractual obligation. If you have a cell phone contract, consider the related monthly charge as a fixed expense. Fixed expenses can be harder to reduce quickly.

A variable expense is an expense that is easier to reduce or eliminate. It may be adjusted from one payment to the next or does not recur on a consistent basis. Examples include entertainment or eating out.

Note that if you own a business, its expenses should be kept separate from your personal expenses and compared to the income generated from that business. Your business should have its own spending plan.

Create Categories

Based on what you discovered in the first step, create categories for where your money comes from (income) and where it gets spent (expenses). Organize your expenses into the following categories:

• Housing
• Transportation
• Food
• Personal Insurance
• Health Care
• Entertainment
• Apparel and Services
• Miscellaneous and Contributions

Then, determine the percentage for each amount spent in each category against total expenses paid, and then compare your own expense habits to the national average for consumer spending. To do this, use the following formula as your guide: Amount spent in category / total spending = percent of total spending.

National Average Consumer Spending*

• Housing: 33 percent
• Transportation: 17 percent
• Food: 13 percent
• Personal Insurance: 11 percent
• Health Care: 8 percent
• Entertainment: 5 percent
• Apparel and Services: 3 percent
• Miscellaneous and Contributions: 10 percent

This is a great way to quickly identify where your spending may be way out of whack. It would be good to concentrate on making adjustments in these categories first. It may be that your housing expenses, typically a fixed expense, is 45 percent, well above the national average of 33 percent and therefore draining your ability to get ahead. If so, a more dramatic action plan related to your housing may be needed since it is such a large percentage of your expenses.

Assign Amounts

Now that you have identified your hot spots in spending that need fast attention, you can declare ways you can reduce those specific expenses quickly. It also allows you to review your income for ways to increase the income you are earning each month. Then, total your income and your expenses to make sure that you have enough income to cover your total expenses, with money left to spend on your future, by saving or investing. It is the money you keep and spend on (invest in) assets that will determine when and if you will become financially free.

The word “asset” is the sexiest word in the world. Assets become income-generating machines for you and work for you while you sleep. When the income generated each month from the assets you own — over and above income from you working — exceeds your monthly expenses, you are financially free.

Implement and Adjust

A spending plan (map) is only good if you follow it. It is time to make your plan real. If you determine that you are going to spend $500 per month to your Food and Entertainment categories, promise yourself you will stick with it! You will probably find that once you start implementing this strategy it will become instantly rewarding and you will want to continue finding ways to make even more money, and ways to spend less on consumer expenses so you can spend more invest for assets.

Evaluate and Adjust

Monthly, or at least once quarterly, review each category to see how your actual numbers compare to your plan. This is critical to being successful and becoming a master of your money.

This step allows you to see if you have created a plan that you can stick with over time. Here are a few questions:

1. Have I reached my expected level of income?
2. Are the amounts assigned in each expenses category accurate and reflective of my actual spending habits? Keep an eye on the national averages.
3. Am I saving and/or investing money each month and creating assets? This should be a category in your spending.
4. Do my expenses exceed income? (Danger, danger!) Am I using credit cards the wrong way — to cover some of my costs?

If the answers to the questions above are not favorable, then it is time to make further adjustments to your spending plan. It is also time to look in the mirror and ask yourself, “Do I want to be a master of my money, or a slave to it?”

The law of attraction states that what you think about, comes about. I am a firm believer that it takes more than positive thinking to get what you want. Action is the key to making huge leaps to get to where you want to be. Effective action usually starts with a plan. When you combine intentional thought with action, it is a powerful one-two punch in achieving your goals. When it comes to your finances, spending plans give you this one-two punch. Create a spending plan that includes spending on assets and you will become a master of your money!

* Based on data from the Sept. 2015 Bureau of Labor Statistics consumer expenditures report.

Master your money before it masters you, start planning your expenses today, are you willing to?

Do you have any extra tips you had tried and worked for you? please share it with us!

What Having a “Growth Mindset” Actually Means by Carol Dweck

Scholars are deeply gratified when their ideas catch on. And they are even more gratified when their ideas make a difference — improving motivation, innovation, or productivity, for example. But popularity has a price: people sometimes distort ideas, and therefore fail to reap their benefits. This has started to happen with my research on “growth” versus “fixed” mindsets among individuals and within organizations.

To briefly sum up the findings: Individuals who believe their talents can be developed (through hard work, good strategies, and input from others) have a growth mindset. They tend to achieve more than those with a more fixed mindset (those who believe their talents are innate gifts). This is because they worry less about looking smart and they put more energy into learning. When entire companies embrace a growth mindset, their employees report feeling far more empowered and committed; they also receive far greater organizational support for collaboration and innovation. In contrast, people at primarily fixed-mindset companies report more of only one thing: cheating and deception among employees, presumably to gain an advantage in the talent race.

In the wake of these findings, “growth mindset” has become a buzzword in many major companies, even working its way into their mission statements. But when I probe, I often discover that people’s understanding of the idea is limited. Let’s take a look at three common misconceptions.

1. I already have it, and I always have. People often confuse a growth mindset with being flexible or open-minded or with having a positive outlook — qualities they believe they’ve simply always had. My colleagues and I call this a false growth mindset. Everyone is actually a mixture of fixed and growth mindsets, and that mixture continually evolves with experience. A “pure” growth mindset doesn’t exist, which we have to acknowledge in order to attain the benefits we seek.
2. A growth mindset is just about praising and rewarding effort. This isn’t true for students in schools, and it’s not true for employees in organizations. In both settings, outcomes matter. Unproductive effort is never a good thing. It’s critical to reward not just effort but learning and progress, and to emphasize the processes that yield these things, such as seeking help from others, trying new strategies, and capitalizing on setbacks to move forward effectively. In all of our research, the outcome — the bottom line — follows from deeply engaging in these processes.
3. Just espouse a growth mindset, and good things will happen. Mission statements are wonderful things. You can’t argue with lofty values like growth, empowerment, or innovation. But what do they mean to employees if the company doesn’t implement policies that make them real and attainable? They just amount to lip service. Organizations that embody a growth mindset encourage appropriate risk-taking, knowing that some risks won’t work out. They reward employees for important and useful lessons learned, even if a project does not meet its original goals. They support collaboration across organizational boundaries rather than competition among employees or units. They are committed to the growth of every member, not just in words but in deeds, such as broadly available development and advancement opportunities. And they continually reinforce growth mindset values with concrete policies.

Even if we correct these misconceptions, it’s still not easy to attain a growth mindset. One reason why is we all have our own fixed-mindset triggers. When we face challenges, receive criticism, or fare poorly compared with others, we can easily fall into insecurity or defensiveness, a response that inhibits growth. Our work environments, too, can be full of fixed-mindset triggers. A company that plays the talent game makes it harder for people to practice growth-mindset thinking and behavior, such as sharing information, collaborating, innovating, seeking feedback, or admitting errors.

To remain in a growth zone, we must identify and work with these triggers. Many managers and executives have benefited from learning to recognize when their fixed-mindset “persona” shows up and what it says to make them feel threatened or defensive. Most importantly, over time they have learned to talk back to it, persuading it to collaborate with them as they pursue challenging goals.

It’s hard work, but individuals and organizations can gain a lot by deepening their understanding of growth-mindset concepts and the processes for putting them into practice. It gives them a richer sense of who they are, what they stand for, and how they want to move forward.

Does anyone here believe in this? Let us know in the comments!

Top 10 Traits Needed to Be a Successful Entrepreneur

1. DETERMINATION

This one really speaks for itself, without this you will basically give up when things don’t go your way or get a little difficult.

2. PERSEVERANCE/PERSISTENCE

This is the ability to keep going day in and day out, it’s doing what needs doing everyday without fail. Never giving up even when it seems like you are not getting any results. Small actions everyday builds into massive actions over time so keep persistent.

3. NOT AFRAID OF FAILURE

Failure doesn’t mean failure to an Entrepreneur, failure means a learning curve or a lesson in how not to do something. This is how you should regard failure from now on.

4. DISMISS NAYSAYERS

What I mean by naysayers is those people who scoff or reject & dismiss anything you try to do as a waste of time or you will never be able to that, you know them right & sadly sometimes they are the people closest to you. You have to be able to deal with this, the best way is to just remember that they do not have the authority or knowledge to even offer a useful opinion.

5. CALCULATED RISK TAKER

Don’t have to say much about this one it just goes with the territory get comfortable with it & be positive.

6. LIKE THE COMPANY OF LIKE MINDED PEOPLE

We love to be around successful people or people on the same journey to success as ourselves, we rub off on each other & we help each other. The power of community is massive.

7. SELFISH (but not in a bad way)

You will need to have time building your business especially in the beginning, your friends & family will need to understand this. Do what I did just explain your reasons especially to your nearest & dearest, I was doing it for them just as much as me

8. ACTION TAKERS

Successful people are always taking positive action & taking steps forward, sometimes it’s easy to just sit in front of the TV but be very careful you will start procrastinating more & more. Be an action taker not a procrastinator.

9. FOCUS & PURPOSE

Every successful Entrepreneur has a goal & knows exactly why they do what they do. You must have a massive reason why you want to be successful in what you are doing, this reason must motivate you massively & always keep it fresh in your mind.

10. ALWAYS LEARNING

A thirst for knowledge is your greatest tool, always learn new skill sets this is what separates you from everybody else. You are the leader, you are the mentor, people come to you to show them the way. Education your greatest tool.

AUTHOR

David Henshall Is The Founder Of Working Class Entrepreneurs 
Escape The Rat Race, Live Anywhere And Join The New Rich!

Top 10 Traits Needed to Be a Successful Entrepreneur

1. DETERMINATION

This one really speaks for itself, without this you will basically give up when things don’t go your way or get a little difficult.

2. PERSEVERANCE/PERSISTENCE

This is the ability to keep going day in and day out, it’s doing what needs doing everyday without fail. Never giving up even when it seems like you are not getting any results. Small actions everyday builds into massive actions over time so keep persistent.

3. NOT AFRAID OF FAILURE

Failure doesn’t mean failure to an Entrepreneur, failure means a learning curve or a lesson in how not to do something. This is how you should regard failure from now on.

4. DISMISS NAYSAYERS

What I mean by naysayers is those people who scoff or reject & dismiss anything you try to do as a waste of time or you will never be able to that, you know them right & sadly sometimes they are the people closest to you. You have to be able to deal with this, the best way is to just remember that they do not have the authority or knowledge to even offer a useful opinion.

5. CALCULATED RISK TAKER

Don’t have to say much about this one it just goes with the territory get comfortable with it & be positive.

6. LIKE THE COMPANY OF LIKE MINDED PEOPLE

We love to be around successful people or people on the same journey to success as ourselves, we rub off on each other & we help each other. The power of community is massive.

7. SELFISH (but not in a bad way)

You will need to have time building your business especially in the beginning, your friends & family will need to understand this. Do what I did just explain your reasons especially to your nearest & dearest, I was doing it for them just as much as me

8. ACTION TAKERS

Successful people are always taking positive action & taking steps forward, sometimes it’s easy to just sit in front of the TV but be very careful you will start procrastinating more & more. Be an action taker not a procrastinator.

9. FOCUS & PURPOSE

Every successful Entrepreneur has a goal & knows exactly why they do what they do. You must have a massive reason why you want to be successful in what you are doing, this reason must motivate you massively & always keep it fresh in your mind.

10. ALWAYS LEARNING

A thirst for knowledge is your greatest tool, always learn new skill sets this is what separates you from everybody else. You are the leader, you are the mentor, people come to you to show them the way. Education your greatest tool.

AUTHOR

David Henshall Is The Founder Of Working Class Entrepreneurs 
Escape The Rat Race, Live Anywhere And Join The New Rich!

Photo Cred: Talents-Opale.fr

What Is Passive Income?

Lately we hear a lot about passive income term, Do you know what passive income really means? 

Read this article to know what this term means?

I want to kick off this passive income series by clarifying what I mean by passive income.

I prefer to define passive income fairly broadly as revenue you earn even when you aren’t actively working. Another name for passive income isresidual income.

By contrast active income is money that stops coming to you when you stop working. If you get paid a salary and you quit your job or get laid off, most likely you’ll stop getting paid. You may get a severance package to help you transition, but your boss won’t keep paying your salary unless you keep showing up for work.

Similarly, if you do contract work for clients who pay you, and if you’ll stop getting paid if you stop doing this work, that’s also active income. You may have more flexibility with contract work, but you still have to do the work to receive your payments.

With passive income, you would keep getting paid whether or not you do any meaningful work. You may do a lot of work up front to get the ball rolling, but eventually you reach a point where the passive income stream gets activated. At this point you can essentially stop working on this income stream if you so desire, and more money will keep flowing to you through this stream regardless what you do or don’t do.

Passive income doesn’t mean one-time lump sum payments such as an inheritance or the sale of an asset like your home or some stock you own. Passive income is a source of income with some sense of continuation over time.

Passive income doesn’t mean permanent income. Some forms of passive income may last a few years. Other forms may keep going for decades or even for centuries across multiple generations. But all forms of income eventually dry up for one reason or another.

Passive income doesn’t mean 100% secure income. As Helen Keller wrote, “Security is mostly a superstition.” Some forms of income are more secure than others, but there’s always a risk element. For any income source, there’s a non-zero probability that something could destroy it. This is one reason it’s often wise to create multiple streams of income, so you can reduce the risk that all of them will fail simultaneously.

Passive income doesn’t mean perfectly 100% passive with no maintenance required. With any income source, you may need to do a little maintenance to keep it going. Sometimes this is really easy and only involves checking your mail and depositing checks. Sometimes it’s even more passive when the money is deposited directly into your bank account every month. But then you may still need to report this income and pay taxes on it.

Passive income is really a spectrum of possibilities. Some income streams are very passive. If you do essentially no maintenance on them for years, the income will keep coming. My book royalties are one example of this. Regardless of what I do or don’t do, most likely Hay House will keep selling my book, and people will keep buying it. Even if I shut down my website and go incognito for some reason, my book can keep selling online and in bookstores. All I need to do is deposit the royalty checks. I don’t have to process orders, interact with customers, or do any ongoing marketing.

Other income streams are semi-passive. You may need to do some work to maintain them even if you’re not working for a salary. For example, if you own a house and rent it out, you may earn passive income as rent payments from your tenants. But you may also need to invest some time, energy, and money to maintain the property, to find new tenants when the place goes vacant, and to handle the mortgage, insurance payments, and property taxes. If your tenants get ornery or become delinquent, you may need to do even more work. You may delegate much of this work to someone else, but then you have a business partner or employee to manage instead.

Passive income doesn’t mean it’s passive for everyone. There may be other people with regular jobs who do some of the work that enables you to receive passive income. You may also leverage technology to do a lot of work for you. The level of passivity is perspective dependent. One person’s passive income is another person’s active income.

I also want to distinguish passive income from what I’ll call moocher income. Moocher income is what people try to earn when they succumb to a get rich quick mindset. This is an undisciplined attitude that seeks to get something for nothing. The idea is to find a way to mooch money from people or the economy without providing any meaningful value. It is possible to generate income this way since markets contain plenty of inefficiencies, but it’s not an approach I recommend. I don’t personally define passive income to include moocher income, but there is a spectrum here where some forms of passive income deliver more value than others.

In this series I intend to help you create passive income in a way that generates good value for others. This is more sustainable in the long run, and it’s better for everyone. Fortunately there are lots of ways to create value.

That said, this isn’t a series for the lazy ass delusional types who spend six hours a day playing Angry Farm Ninja Madness. Nor is this series intended for the desperate “I need to make $500 by Friday to pay my rent” nutters. Creating passive income streams is work. You can meditate on abundance, invoke the Law of Attraction, and pray to Hestia all you want, but also expect to do some real work if you’re going to make passive income a reality for you. Creating streams of passive income is a very active endeavor. You must do the work first; then you can enjoy the results.

P.S. If you do wish to pray for assistance, don’t pray to Hestia unless you want a baby or need to start a fire. Pray to Hades (aka Pluto) since he’s the god of wealth.

By: Steve Pavlina

How to remove negativity about Money

In this article, you will find out the possible reasons that may be holding back the abundance flow of money and how to be open to receiving increasing amounts of money on a regular basis.

There can be different possibilities between two extremes. One end is that you have abundant money, wealth and the other end is that you are struggling to earn money even for your basic day to day requirements.

Most of us are in between these two states.

What is your current level of earnings?

• Are you experiencing lack of money or insufficient money in your life?
• Do you often find that your income is less and expenses are more?
• Have you got into a debt trap or have huge liabilities that are bothering you?
• Despite a lot of efforts to earn money or to increase your earnings, if the amount of money that flows into your life is insufficient then the frustration is likely to set in.

But don’t worry any more. The good news is that you need not live with this situation forever. But first we have to understand that what causes the restricted flow of money in your life, what is the role of mind and negative thoughts in restricting the supply of money to you, what are the possible causes for it and how to remove negativity about money.

What is Money – defining Money Spiritually

Money is a form of energy. The energy cannot be held confined to one placed or stored. It is meant to be exchanged. Therefore, holding on to money for reasons such as fear of losing it leads to blocking the inflow as well as the outflow of money.

Do we have money blocks?

One of the most common explanation on the metaphysical level individuals are unable to attract what they want in life, is because they have energy blocks in their subtle body.

If you are receiving limited amounts of money, it means that flow of money chi (energy) into your life is blocked. Don’t be surprised if an energy healer or a master scans you aura and tells you that you’ve been programmed to have an opposing relationship with it.

It is the relationship of each individual with money which determines his state of prosperity and the level of abundance he enjoys in his life. 

Money is also a form of energy which needs to flow freely. If there is negativity about money in the mind of a person, it will create the blocks for money to flow in easily into his life. As a result, there would be undesired and negative experiences in the life of the person such as:

These negative and not so pleasant experiences will give birth to more reasons and causes in the mind of the person, confirming his earlier beliefs. All these go ahead and strengthen the negativity about money.

Money blocks are a set of beliefs which one has been given or has acquired and they get in the way of the free-flowing energy.

Reasons for Money Blocks

Negative beliefs about money in the subconscious mind are the most common block to flow of money and wealth accumulation.
There could be several situations such as childhood conditioning by parent which may lead to negativity about money. During childhood the mind may be conditioned by such attitudes as:

1. Too much money will kill the harmony of relationships.
2. Money is the root of all evil.
3. Rich people are crooks
4. Those who have money don’t have good integrity.
5. Lot of money can be earned only by dubious means
6. Too much money invites jealousy

This may lead to development of behavior such as:

1. Harboring unfriendly or dislike towards the rich and wealthy.
2. The fear that if they became rich one would be unable to trust the friends.
3. Too much money will mean loss of sound sleep

How do Money Blocks limit the flow of money

Such conditioning and early experiences are stored in the subconscious mind. Taking it as a true command, the mind develops a programming that might manifest as:

1. The lack of interest in earning handsome amount of money.
2. The tendency to be lazy and not being good in financial planning.
3. Association of guilt feelings in making handsome profits or charging fee from the client or asking for a raise.
4. Compulsive urge to give it away.

How to clear Money Blocks

So all we have got to clear this negativity about money by unblocking the flow of money energy. If you want a long lasting permanent solution then there has to be a wholistic approach consisting of:

1. Working on the negative beliefs, thoughts and emotions
2. Working on metaphysical level
3. Reinforcing with Positive thinking
4. Affirmations
5. Attitude of Gratitude

Let us understand each one in detail

I  Work on the negative beliefs, thoughts and emotions and get rid of the negativity about money

The subconscious mind accepts without questioning what is told to it repeatedly and especially in the very early age. These suggestions program the mind. If these suggestions are negative or harmful then most of this programming acts clandestinely and without the individual consciously aware, wreaking havoc over such a prolonged span of time that the patterns often ever get recognized until it’s too late.
Of course it is possible to not only become acutely aware of the presence of such self destructive programs but it is also possible to effectively and permanently erase them.

Let us take a common example and see how to free yourself and delete negative thoughts that block the flow of money

Belief: I have to work hard for money

Write it down and replace it with a Statement ” It is so easy to earn money and fun too.”. Every time you have this negative thought, cancel it out and say aloud the new statement a few times. Over a period of time your thoughts and emotions will change ans so will your programming leading to clearing your mental blocks and removing the negativity about money.

II   Working on metaphysical level

Energy blocks in the subtle body is also one of the most important reasons people are unable to attract money in life on the metaphysical level.

So we have to clear the passage so that the flow of money energy (chi) into your life is unblocked.

Here are a few things which you can try (preferably with the help of a learned master or an experienced guru):

1. Chakra Activation and Chakra Balancing

Human body has seven main energy centers – which arechakras points in our bodies. Each chakra relates to some specific aspects our life and our energy flows into and through them. For a healthy, balanced and prosperous life, it is necessary that these chakras are active and aligned. To be more specific about the money matters, there are two energy points – first root chakra or base chakra and second sacral chakra (also known as mooladhara and Swadhisthana charkas) which control the flow of money. Red is the color for the base chakra, while orange is the color of sacral chakra.

While it is recommended that you more knowledge and deeper understanding of the chakra, you can do this simple abundance meditation to activate your money energy spiritual point

Close your eyes and bring your awareness on the first chakra. It will help to place your hand gently over the front of your first chakra giving it the energy.. Imagine a warm, deep red light beaming throughout your Root Chakra. Set an intention to own this chakra for yourself. Take a few minutes to simply breathe and connect with the energy until you can easily and freely spin the sphere in your mind. Finally, le the energy of abundance rise up and spread throughout your body.

2. Reiki

Reiki is a healing concept using Universal Divine energy. Reiki has its origins in Japan and deals with attunement and correction of energy flow. Reiki is based on the belief that when spiritual energy is channeled through a Reiki practitioner, the individual’s spirit is healed, which in turn heals the physical body. Since money is also a form of energy, Reiki practitioners believe that Reiki can be used to boost the flow of Money, Prosperity and Abundance into your life. Money Reiki Healing is used to channeling of energy, balancing and aligning and overall strengthens your energetic system in the area of money. Thus Money Reiki Healing is specifically about money, it is to help you earn and manage money more effectively and efficiently in ways that support your highest good.

3. Past Life Regression

It is believed that there could areas in a person’s present life where past lives have a powerful influence. The concept given by them is all of our deeds (good and bad) in previous lives are stored in Akashic Records. These Akashic Records are linked to your subconscious programs.

For instance, you may have an anxiety or a phobia whenever you are at high places like tall buildings or mountain tops, this could have a roots in a past life where you experienced unpleasant situations.

So, any persistent problem areas in your present life are most likely caused by past life experiences. On these lines, a session with a Past Life Regression could help you resolve / correct the experience of your past live(s) regarding negativity about money and help you in your present life clear the money block.

Of course, releasing issues of past life it is not scientifically proven and is subject to your belief system.

III   Reinforcing with Positive thinking

One of the biggest blockages to money and abundance is having a “victim mindset”. Over a period of time, you may rather become comfortable with your own “sad story” without realizing the infinite damage it is doing to you – with money and other things too. Even if you WANT to have an easier financial life and be successful, you are unable to usher in more money, better earnings with your old victim mindset.

Money and prosperity cannot come to you because you aren’t aligned with receiving them. Therefore, only speak positively about your financial situation. This is because removing the negativity about money requires you to start changing the way you see yourself and your relationship with money.

It is worth emphasizing that you should not even joke about lack of money. No matter what you intention is or in what context you would mention about lack of money. When you speak of lack, you think of lack and you create a mental image of lack.

When you start visualizing yourself as a person who is rich, wealthy, abundant and blessed in many ways, you start dissolving that old victim mentality. As a result, you start dissolving the blockages. In the process, you start becoming the person who attracts great abundance and opportunities instead of crises and problems.

IV  Affirmations

If you desire more money and also wish to remove the blockages, affirm several times a day that the money is coming into your life and you always have money when you need it.

Initially, it may seem like a lie, but soon you will get used to these much more positive statements about abundance and soon you will experience an increased money flow in your life.  Of course, this also implies that you are learning to see yourself in a different light NOW. 

V   Attitude of Gratitude

Whatever be your present situation, the chances are that you are still at a level higher than zero and not negative. Even if you do not enough money, the chances are that you may still be blessed with good education, friends, networking, job, encouraging family, supporting spouse or good personality and health.

It is important to be grateful and appreciate whatever money and other things that you have. Everyday express your gratitude to God / Universe / Higher Powers. This way you are opening doors for more money to come in your life at the same time making yourself more positive.

It is strongly recommended that you do Gratitude Affirmations. 

Conclusion

These powerful techniques of letting the money flow in your life by removing the negativity about money will help you receive money. Naturally going with the process shall create suitable circumstances that shall help you become financially more abundant. You can try all of the techniques or only the ones that resonate with you. If you follow them with faith and excitement, they must work.

However if you start following them with a negative attitude, they will not work because your negative energy will not resonate with the potential benefits of these techniques.Therefore act on these steps with confidence and positivity, and soon you will enjoy constant money flow.

Website Concept, Content & Creation by: http://goodwriting.in/

image credits: http://www.freedigitalphotos.net/

We all at certain times and at certain areas, have some blockages that is holding us from being where we aspire to be.
Work on your beliefs and release your blockages to reach your goals. Don't you agree?